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FAQ
What are Copayments (Copays)?
Copayments, or copays, are payments made to healthcare professionals at the time of service. Depending upon your plan and the specialty of the provider, they can vary from having no copay at all to possibly hundreds of dollars. It is important to know before you go to the doctor, if you have a copayment, and how much that copayment is!
What is coinsurance?
Coinsurance is another kind of cost-sharing you may be responsible for when you have commercial health insurance (commercial insurance is insurance that is NOT paid for by the government such as Medicaid and Medicare). Here, you pay part of the cost for healthcare and your insurance company pays part of the cost. For example: You have a medication that costs $100 and your coinsurance is 30%. This means that you are responsible for paying 30%, or $30; and your insurance covers 70%, or $70, of the cost of the prescription.
What are insurance deductible
A deductible is a fixed amount you pay each year before your health insurance company begins to pay their portion of the plan. Once you've paid your deductible, your health plan begins to cover its share of your bills. For example: You have a $2000 deductible, and you get the flu in January. You see your doctor. The doctor bill is $200. You are responsible for the entire bill because you haven't paid your full deductible for the year. After paying $200 for the doctor, you have $1800 left to pay for your annual deductible before your insurance company covers your healthcare services. Once you've paid your deductible, you may still be responsible for other costs, including coinsurance and/or copayments.
Are your services covered by my insurance?
This is your FAQ Answer. Make sure your writing is clear and concise. It’s a good idea to review what you’ve written and ask yourself the following - if this was my first time visiting the site, would I fully understand this answer? Then revise or expand as necessary. Consider adding a photo or video as a visual tool or for extra impact.
Are your services covered by my insurance?
This is your FAQ Answer. Make sure your writing is clear and concise. It’s a good idea to review what you’ve written and ask yourself the following - if this was my first time visiting the site, would I fully understand this answer? Then revise or expand as necessary. Consider adding a photo or video as a visual tool or for extra impact.
Can I get a same-day appointment? Do you offer walk-in clinic services?
This is your FAQ Answer. Make sure your writing is clear and concise. It’s a good idea to review what you’ve written and ask yourself the following - if this was my first time visiting the site, would I fully understand this answer? Then revise or expand as necessary. Consider adding a photo or video as a visual tool or for extra impact.
What is your new patient procedure?
This is your FAQ Answer. Make sure your writing is clear and concise. It’s a good idea to review what you’ve written and ask yourself the following - if this was my first time visiting the site, would I fully understand this answer? Then revise or expand as necessary. Consider adding a photo or video as a visual tool or for extra impact.
Are your services covered by my insurance?
This is your FAQ Answer. Make sure your writing is clear and concise. It’s a good idea to review what you’ve written and ask yourself the following - if this was my first time visiting the site, would I fully understand this answer? Then revise or expand as necessary. Consider adding a photo or video as a visual tool or for extra impact.
Can I get a same-day appointment? Do you offer walk-in clinic services?
This is your FAQ Answer. Make sure your writing is clear and concise. It’s a good idea to review what you’ve written and ask yourself the following - if this was my first time visiting the site, would I fully understand this answer? Then revise or expand as necessary. Consider adding a photo or video as a visual tool or for extra impact.